Home sweet home

USPS offers resources to help employees learn more about home buying.

Buying a home can be exciting, especially if it’s your first one. The process, however, can become overwhelming if you’re not prepared.

Here are some tips to ease your purchase:

  • Assess your financial situation by determining how much money you’ve saved and budgeted. This will help determine how much you can afford to spend on your mortgage and housing expenses.
  • There are many mortgage options to choose from, so contact multiple lenders for their offers and current rates.
  • Before you make an offer, get the home inspected to find out if there are problems. This is the time to decide whether or not you still want to buy the home.
  • Review and understand all of your mortgage and insurance documents before you sign and close the deal.

Employees can learn more by viewing the “Buying a Home” presentation on the Benefits and Wellness webinars page.

The LiteBlue Financial Wellness site has additional tips.