Looking ahead

Man holding calculator and writing on sheet of paper

Did you go overboard with shopping last year? Maybe you have a financial goal in mind for 2017?

Consider creating a goal to strengthen your financial well-being.

A good budget is vital to healthy finances.

To create a budget, experts recommend gathering your bills and pay stubs.

Next, write down your expenses, document how much money you make and subtract your expenses from your income.

If the number is less than zero, you are spending more money than you make. This should prompt you to look for things in your budget to change.

The Financial Wellness LiteBlue page has additional budgeting resources.