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Planning for retirement

Information for CSRS employees

Older couple sits at kitchen table, completing forms
If you’re under the Civil Service Retirement System, do you know how to make the most of the Thrift Savings Plan?

Are you a Postal Service employee who falls under the Civil Service Retirement System (CSRS)?

If so, you should know that your retirement income is partly based on the annuity you’ve established.

You also have the option to contribute to the Thrift Savings Plan (TSP), which can increase your income in retirement.

Although there is no matching Postal Service contribution, CSRS employees can benefit from the TSP’s pretax savings, low fees and compound interest rates that allow savings to grow faster over time.

If you contribute to the TSP, you can use the Thrift Savings Plan site to choose from six different funds that are available to meet your needs.

USPS is encouraging employees to explore their retirement options in April, which is Financial Literacy Month. The Financial Wellness LiteBlue page has more information.

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